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SIMPLECOVER: Simple Cover car insurance services from Norwich Union does exactly what it says on the tin. It strips away all the extras you normally pay for by default with most insurers and just leaves you, still with comprehensive insurance, forking out less money for practically the same cover. The only thing we don't understand is the leap to creating a separate brand identity for this product when NorwichUnion could quite easily have just placed it next to their current line of products. |
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SWIFTCOVER: Not much information about the actual standard of cover, their website focuses more on convincing you that they are the cheapest - we even found one quote saying a customer had saved £170 compared to Elephant.co.uk which is impressive. You can protect your no claims discount though has long as you have at least four years no claims bonus behind you and you can't have made a claim against a protected policy in the last three years. As part of AXA, Swift Cover's marketing campaign has focussed on the opinion that call centres are always hard to get through to and that they keep you on hold constantly. |
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ITS4ME: Another online brokerage, this time brought to you by Swinton. As a broker obviously they can't guarantee any special offers, discounts or inclusions in your policy though they are offering to give free RAC breakdown cover with every policy sold. They quote themselves as the cheapest, (these days who doesn't), but we were concerned about the rather large list of fees in their terms and conditions. Probably best to clarify if they are going to charge you for things like temporary courtesy car cover whilst your is in the garage and adding someone to your policy. An extra £50-£100 in charges could wipe out any savings you made. |
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