Finding Legal Help When Things Go Wrong
Hopefully you'll have seen the dozens of articles on our site telling you to be wary of the Legal Assistance addons many insurers stick on your policy as already having opted into rather than asking you if you want to opt in like the pretty much do for everything else such as breakdown cover or a courtesy car. It may sound like a good idea at the time when you see costs of a couple dozen pounds in order to secure the services of a solicitor if you need one. Considering solicitors cost hundreds of pounds per hour this sounds like a great deal. However remember that insurers are already making much of a loss on car insurance policies and are not really going to give away more stuff if they can help it. For most car insurance related matters, solicitors work for free. In other words, all that no win no fee and 100% compensation stuff you see on the adverts. In other words, you're paying the insurer for a service that is free and the majority of people don't bother to use their insurance appointed solicitor when something goes wrong anyway because it feels like a conflict of interests:
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